Terms and Conditions for Lucky Draw:

1. Eligibility: This lucky draw is open to all individuals who are 18 years of age or older. Employees of the company organizing the lucky draw and their immediate family members are not eligible to participate.

2. Entry: To enter the lucky draw, participants must registered as Peer2Gether member and invest at least USD 1,000 to earn one entry before 30th April 2025 . Entry per person is unlimited. The more entry the participants own, the higher the chance to win.

3. Prize: The prize is a free flight ticket and trip to a destination chosen by the company organizing the lucky draw. The prize includes round-trip airfare, accommodation, and activities as per the itinerary.

4. Draw: The winner will be chosen randomly by the company organizing the lucky draw from all eligible entries received by 5th May 2025. The winner will be notified by phone within 7 days of the draw date.

5. Claiming the Prize: To claim the prize, the winner must respond within 14 days of notification and provide their full name, address, and a valid form of identification. If the winner fails to respond within 14 days, the prize will be forfeited, and another winner will be chosen.

6. Travel Dates: The winner must travel on the dates specified by the company organizing the lucky draw. Which is June to September 2025. No changes or alterations will be allowed once the travel itinerary has been confirmed.

7. Insurance: The winner is responsible for obtaining any necessary travel insurance, including medical insurance, before embarking on the trip.

8. Liability: The company organizing the lucky draw will not be liable for any loss, damage, or injury suffered by the winner or any other person during the trip. The winner will be required to sign a release of liability before embarking on the trip.

9. Publicity: The winner agrees to allow the company organizing the lucky draw to use their name and likeness for publicity purposes related to the lucky draw, without any compensation or further approval.

10. Disqualification: The company organizing the lucky draw reserves the right to disqualify any participant who violates these terms and conditions or attempts to tamper with the entry process.

11. Privacy: Any personal information collected during the lucky draw will be used solely for the purpose of administering the lucky draw and will be subject to the company's privacy policy.

By entering this lucky draw, participants agree to be bound by these terms and conditions.

1. What is PToken:
PToken is a reward coin system that incentivizes users for active participation, offering rewards for various actions within a platform or ecosystem. Users earn PTokens by engaging in tasks like referrals and investments, which can be redeemed for benefits, discounts, or used for transactions within the platform. It promotes user engagement and fosters a loyal community.

2. How to Earn PToken:
Earn PTokens effortlessly through our referral and investment bonus program! As a user, refer new users to our platform, and when your referred users invest in any of our packages, you will receive 1 PToken. It’s that simple! Start inviting your friends, family, and colleagues today to enjoy the benefits of this fantastic bonus program. The more referrals and investments, the more PTokens you accumulate!

3. Prizes:
At PToken, we believe in rewarding our valued users generously. Participate in our offerings, and you stand a chance to win incredible prizes, including:

• a) Deduct Tenure:
  Envision turbocharging the returns on your investment! A stroke of luck awaits as some participants will get the chance to deduct a portion of their investment tenure, granting them the joy of reaping the benefits of their investment sooner than anticipated. You could potentially redeem up to 50 days of tenure deduction, bringing your rewards even closer! Embrace this opportunity to fast-track your investment success.
• b) Interest Rate Boost:
  This prize is a game-changer for those aiming for higher yields. Chosen winners will enjoy an interest rate boost on their investments, significantly increasing their earnings and propelling them toward financial success. You can redeem an interest boost ranging from 1% to an impressive 15%. Take advantage of this opportunity to supercharge your returns!
• c) Free Insurance:
  Your peace of mind matters to us. PToken extends its caring hand to some lucky winners by providing free insurance coverage, safeguarding them during unforeseen circumstances. There's even a chance to obtain up to 5 free insurance coverage.

What is P+?
Introducing P+ Wallet —— A new and improved approach to saving money with even higher returns! Experience daily interest rates of up to 0.15%, accompanied by the flexibility to withdraw your savings whenever you need. Our e-wallet functions within the secure framework of Peer2Gether, backed by the financial support of SiamFundCo & LionCredit. P+ advocates for effortless investments, allowing investors to reap profits without the necessity of hands-on investment management. Try it now from as low USD100!

How do I Cash In into P+
You can Cash In with your Main Wallet balance or your bank account balance via USDT.

Who is eligible to upgrade to P+?
Any registered user is above 18 years old and a Peer2gether user who has completed the account verification process.

What are the benefits of investing in P+?
- Easy and fast to open the P+ account
- Affordable initial investment amount i.e. minimum reload is USD 100.
- Earn daily returns

How do I Withdraw from my P+?
You may Withdraw into your Main Wallet balance.
Step 1: Tap the "P+" icon.
Step 2: Select "Withdraw".

When can I make Withdraw request(s)?
You can Withdraw once your P+ balance is at least USD10.

Is there a minimum and maximum Withdraw amount?
Below are the minimum Withdraw amounts:
USD 10 if you are requesting for Withdraw to your Main Wallet

Below are the maximum Withdraw amounts:
There is no maximum Withdraw amount if you opt to Withdraw to Main Wallet.

How long does it take for the Withdraw to be paid to my Main Wallet?
The money will be transferred within fourteen business days from your transaction date (T+14) from the successful processing of your Withdraw request if the request is made before 4:00 PM (T). However, if the request is made at or after 4:00 PM (T), it will be treated as a next day request and the money will be transferred within fourteen business days (T+14) from the successful processing of your Withdraw request.

How will I know when the Withdraw has been paid to my Main Wallet?
You’ll receive a notification on your notification that a successful Withdraw transaction was made.

Where can I view my Withdraw transaction status?
You can view your Withdraw transaction status on the P+ dashboard.

How if I decided to cancel my Withdraw during cash out being processed?
During cash out being processed, there is no interest occurs during fourteen business days process.
You may cancel the cash out process in the middle way and interest will be credit back to your P+
Example: Request to cash out USD 50,000
On ninth business days decide to cancel cash out process, the interest for nine days will be credit back to your P+
USD 50,000 x 0.15% per day x 9 days = USD 50,675 will be credit back to your P+